Investment Property Loans for OnlyFans Creators
How creators fund an investment property, how lenders count rent alongside creator income, what negative gearing does to your tax, and the structure questions to settle first.
Mortgages, refinancing, investment and business lending for creators, assessed by people who understand platform income. Backed by National Accounts, a chartered accounting firm.
Home Loans for OnlyFans Creators
Mortgages, refinancing, investment and business lending for creators, assessed by people who understand platform income. Backed by National Accounts, a chartered accounting firm.
You’ve built your brand. You’ve earned your income.
Now it’s time to turn that success into something bigger, homeownership, smart investments, or simply peace of mind.
We’re here to support your financial journey with creator-friendly lending options.
Secure a mortgage with flexible lending designed for OnlyFans creators.
Fund your content empire with loans tailored for creators and entrepreneurs.
Unlock equity from your property or refinance existing loans for better rates. See refinance options
Connect with professionals who understand the creator economy.
Start or grow your property portfolio with expert lending support.
No judgment. Just smart finance, on your terms.
You’ve done the work. We’re here to make sure it counts, with finance that actually fits your life.
Subscription models, digital tips, PPV, we get it and we know how to present it properly.
We know what lenders want to see and how to make your income shine on paper.
Beyond loans, build financial credibility with the right support, partners, and structure.
Plain-English guides on getting a home loan as a creator.
How creators fund an investment property, how lenders count rent alongside creator income, what negative gearing does to your tax, and the structure questions to settle first.
When a creator should refinance, how to move from a low-doc loan to a standard one, how equity release works, and what lenders re-check when your income has changed.
How lenders find a tax debt, when the ATO reports it to credit bureaus, what a payment plan does to your application, and the order to fix things in before you apply.
OnlyFans Loans is the creator lending arm of National Accounts, an Adelaide chartered accounting firm that has prepared tax returns and financials for OnlyFans and digital creators for years. That matters because a creator home loan is won or lost on the paperwork: the returns, the financials, the add-backs and the lender match. We do both sides of that in one place.
It is led by Mike Wilczynski, Chartered Accountant, Registered Tax Agent (TPB 17532009) and Managing Director of National Accounts, and Director of National Accounts Lending Pty Ltd.
National Accounts Lending Pty Ltd, ABN 82 694 226 483. Lending criteria, fees and charges apply.
Yes. Lenders treat OnlyFans income as self-employed business income. If it is declared in your tax returns, your ABN is registered and your deposit and serviceability stack up, it is usable income. We match your file to lenders that assess on the numbers rather than the platform.
Identity documents, evidence of your deposit, statements for every debt and card, and your self-employed income pack: two years of tax returns and notices of assessment for a full-doc loan, or BAS, business bank statements and an accountant’s declaration for a low-doc loan. Our document checklist lists everything.
Yes. Your application and documents go only to the lender you choose to apply with, and we describe your business accurately as a digital content and subscription media business. We never publish client names or details. Our privacy policy sets out how information is handled.
Yes. Home loans for owner-occupiers and investors, refinancing, equity release and business lending are all available to creators. Eligible first home buyers may be able to use the First Home Guarantee with a 5 percent deposit and no lenders mortgage insurance. Start with a chat so we can place your file with the right lender first time.
That is normal for creator income and lenders assess it on annual figures from your tax returns rather than month by month. A downward trend or undeclared income are the things that hurt. Our guide on how lenders assess OnlyFans income explains what they look for.