Effective Date: [July 2nd, 2025]
Welcome to OnlyFans Loans, a lending service tailored for digital creators, entrepreneurs, and performers. These Terms and Conditions (“Terms”) govern your access to and use of our website, services, and loan offerings.
By applying for or using our services, you agree to be bound by these Terms. Please read them carefully.
1. Eligibility
To apply for a loan or financial service, you must:
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Be at least 18 years old.
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Be an Australian resident or citizen.
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Have a verifiable income, including digital income (e.g., OnlyFans, subscription platforms).
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Provide accurate, complete, and up-to-date personal and financial information.
We reserve the right to verify all details and may reject applications that do not meet our lending criteria.
2. Privacy & Confidentiality
We understand the importance of discretion in the creator economy.
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All information you provide will be treated confidentially.
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We do not disclose personal or income details to third parties without your explicit consent, except as required by law or as necessary to process your loan application.
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We take all reasonable steps to protect your data in accordance with our Privacy Policy.
3. Income Verification
We specialise in working with creators and understand income from:
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Subscription platforms (e.g., OnlyFans)
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Tips, PPV content, and brand deals
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Affiliate revenue or creator-based income
We will assess your financial profile holistically and may request bank statements, platform earnings reports, and/or tax documentation.
4. Loan Approval
Loan approval is subject to:
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Satisfactory credit and affordability checks
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Proof of income stability
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Compliance with applicable lending laws and responsible lending practices
Approval is not guaranteed and is at the sole discretion of our lending panel or affiliated finance brokers.
5. Loan Repayments
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Loan terms, interest rates, repayment schedules, and fees will be disclosed in your individual loan agreement.
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Repayments are required in full and on time per the agreement.
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Failure to repay may result in default interest, recovery action, and impact on your credit rating.
We encourage open communication if your income fluctuates — we’re here to support, not punish.
6. Fees & Charges
All fees, including establishment fees, brokerage commissions, or early repayment costs (if applicable), will be clearly disclosed before loan acceptance.
7. No Financial Advice
OnlyFans Loans provides lending solutions but does not offer legal, accounting, or investment advice. You should consult with qualified professionals before making financial decisions.
However, we do offer introductions to creator-friendly accountants and legal experts who understand the industry.
8. Limitation of Liability
We are not liable for:
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Any loss arising from incorrect or misleading information supplied by you.
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Financial loss from loan approval decisions made by lenders.
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Any service interruption, delay, or issue arising from external platforms.
Our total liability is limited to the maximum extent permitted by law.
9. Modifications to Terms
We may update these Terms at any time. Changes will be posted on this page and effective immediately unless stated otherwise. Continued use of our services indicates your agreement to the updated Terms.
10. Governing Law
These Terms are governed by the laws of Australia. Any disputes arising under or related to these Terms will be subject to the exclusive jurisdiction of Australian courts.
Contact Us
For any questions about these Terms, your application, or our services, please contact us:
📧 Email: hello@onlyfansloans.com.au
📞 Phone: 0434 102 454
🌐 Website: onlyfansloans.com.au
